User Agreement

Last updated: February 25, 2021

This Agreement (“Agreement”) is a legally binding agreement between LLC “GEOIK” (“we”, “BuxMoney”) and the User/Advertiser (“User”/“Advertiser” or “you”) who uses the BuxMoney service (“Service”) for personal purposes.

This Agreement is a public offer in accordance with Article 435 and Part 2 of Article 437 of the Civil Code of the Russian Federation because this offer is addressed to an unlimited number of persons and contains all the essential conditions. The acceptance (agreement) of these conditions by the User gives it legal force equivalent to a contract concluded in writing without the need for the signing of the parties and without specifying the person who accepted it.

Before using the Service, we ask you to carefully read the terms of this Agreement. BY REGISTERING IN THE SERVICE, YOU CONFIRM THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO COMPLY WITH THE TERMS OF THIS AGREEMENT. Registration in the Service, without any exceptions or reservations, is considered unconditional acceptance (acceptance) of the Agreement. Partial acceptance of the terms of the Agreement is not allowed.

If you have not read, understood, or do not agree with the terms of this Agreement, you should not register in the Service or in any way use the Service.

We reserve the right to make changes to this Agreement by publishing the current version of the Agreement on this page and including a note "Last updated" with the corresponding date of change, or in another way as we see fit. We do not undertake any obligations to provide notices of such changes. Any changes to this Agreement take effect immediately after their publication and apply to all cases of Service use. If you continue to use the Service after changes to this Agreement, you agree to comply with the Agreement as amended.

Terms and definitions used in this Agreement are interpreted in accordance with the current legislation of the Russian Federation and established rules for interpreting the relevant terms in the field of organization and conduct of contests.

1. Definitions and Terms

The following terms and definitions are used in this Agreement:

Registration — the process during which the User/Advertiser provides accurate data about themselves in the approved BuxMoney form, as well as a Login and Password. Registration is considered complete only upon successful completion of all its stages by the User, including activation via a unique link sent to the email address provided by the User/Advertiser. Completed registration is the moment of concluding this Agreement between the User and BuxMoney, i.e., full and unconditional agreement of the Parties with the terms of this Agreement.
Login — a unique name (pseudonym) provided by the User during Registration for identification purposes, used in conjunction with the Password to access the Site Services.
Password — an alphanumeric code provided by the User during Registration, stored by both parties to this Agreement in secrecy from third parties, and used in conjunction with the Login to access the Service.
Login and password — the identification data entered by the User, which is recognized by the Parties as equivalent to the User's handwritten signature.
Account/Personal Cabinet — a user account, a structure of specific data individualized by the login details provided by the User during registration in the Service.
Service — an Internet resource available at https://hedgik.com, owned by BuxMoney, through which services are provided to Users and Advertisers. The Service consists of software, including the website mentioned above, and a browser extension, through which the content placed by Advertisers is shown by us to Users. If necessary, BuxMoney may display Content on other partner websites.
Services — informational and intermediary services provided by BuxMoney to the Parties, allowing Advertisers to place Content on the Service and Users to view the Content belonging to Advertisers displayed on the Service.
User — an individual with legal capacity who has voluntarily registered on the Site, being one of the parties to this Agreement.
Advertiser — an individual or legal entity with legal capacity who has voluntarily registered on the Site and placed Content using the Service.
Content — informational materials, including but not limited to graphical, audio, text, video, and other data that the Advertiser places using the Service, and we display to Users.
Advertiser’s Account — the account available to the Advertiser in the Account, reflecting the amount of prepaid funds for the Service used to display the Content.
User Balance — the account available to the User in the Account, showing the amount of funds credited to the User by BuxMoney for viewing the Advertiser's Content. These funds are payable by BuxMoney to the User through transfer to the User's electronic wallet.
Advertisement — a type of Content with parameters chosen by the Advertiser in the Account for display on the Service.
Advertisement Balance — the account available to the Advertiser in the Account, showing the amount of prepaid funds for the Service used to display a specific Advertisement.

All other terms and definitions used in the text of the Agreement are interpreted by the Parties in accordance with the legislation of the Russian Federation and commonly established interpretation rules on the Internet.

2. Subject of the Agreement

2.1. According to the created type and content of the Advertisement, BuxMoney undertakes to provide the Advertiser with Services for displaying the Content to an unlimited number of Users, and the Advertiser undertakes to accept and pay for these services.

2.2. When the User views the displayed Content in compliance with the conditions defined by the Agreement, BuxMoney credits the User's Balance with a reward, which may later be paid to the User's electronic wallet.

2.3. The Service is a platform that allows the Advertiser, independently and at their own risk, to place Content on the Service for a fee, with the purpose of displaying it to an unlimited number of Users.

2.4. The User and the Advertiser gain access to publishing and viewing Content on the Service after registration/authorization.

3. Registration

3.1. To use the Service's functionality, the User/Advertiser must go through the registration process.

3.2. When registering with the Service, the User/Advertiser guarantees that:

All the information provided by the User/Advertiser during the Registration process is accurate, current, and complete;
The use of the Service by the User/Advertiser does not violate any applicable law;
According to the User's/Advertiser's jurisdiction, they have reached the legal age of capacity that allows them to independently acquire rights and obligations and bear the responsibility established by the applicable law (but no younger than 16 years old), or the User/Advertiser can confirm proper consent to accept this Agreement from their legal representatives.

3.3. The User/Advertiser agrees that the Service has the right to request additional information about the User/Advertiser at any time and may request copies of documents to confirm the information provided during registration and make any other requests at its discretion.

3.4. The User/Advertiser accepts and agrees that the use of the Service is exclusively for personal purposes.

3.5. We do not undertake to verify the accuracy and completeness of the information provided by the User/Advertiser and are not responsible for any losses to the User/Advertiser or third parties due to discrepancies between the actual data and the information provided by the User/Advertiser during or after registration.

3.6. The User/Advertiser is solely responsible for maintaining the confidentiality of the Login and Password used to access the Account from third parties.

3.7. The User/Advertiser agrees that they are solely responsible for any actions taken through the Personal Account. The Service perceives actions taken through the Personal Account as actions taken directly by the User/Advertiser.

4. Rights and Obligations of the Parties

4.1. The User undertakes to:

Use the Service by legal means that are not prohibited by the Agreement or applicable law, and not use the Service for any illegal activities.
Ensure the confidentiality of the User's Personal Account login information from third parties.
Provide complete and accurate personal information during Registration and keep it up-to-date.
Not reproduce, copy, or use any elements of the Service for illegal purposes.
Not use any automated tools while using the Service that directly or indirectly influence the increase in the reward amount for viewing Advertiser Content.
Not interfere with the User identification system by intentionally distorting personal data (including, but not limited to: changing the IP address, deleting and/or changing cookies, using multiple browsers, and/or changing User-Agent data, except in cases agreed with BuxMoney).
Not create or use more than one Account on the Service unless agreed upon with BuxMoney.
Fully and independently order Services against prepaid funds credited to the Advertiser’s Account and/or Advertisement Balance.

4.2. The User has the right to:

In the event of technical issues with the Service, prohibited content distribution, or the detection of circumstances indicating unauthorized access to the User's Account, contact us to investigate the situation and take necessary measures.
Use the Service within its functional capabilities and under the terms established by this Agreement.
At any time and at their discretion, refuse to receive BuxMoney Services.

4.3. We undertake to:

Provide the User with the right to use the Service in accordance with the Agreement, 24 hours a day, 7 days a week, including weekends and holidays.
Make reasonable efforts to ensure the stable operation of the Service, gradually improve it, and fix errors in the Service's operation.

4.4. We reserve the right to:

Pause the Service for the time needed to carry out scheduled maintenance and recovery work on the equipment, while striving to notify you in advance of the Service's downtime in a convenient way.
Request copies of documents to verify the information provided by the User during Registration.
If violations of the terms (methods) of Service use by the User/Advertiser are detected, we may unilaterally and extrajudicially revoke the User's/Advertiser's right to use the Service by blocking or deleting their account without the possibility of restoration.
Post any materials on our Service in compliance with Russian law.
Update the content and functionality of the Service, as well as its interface at any time at our discretion and without prior notice to the User.
Delete any Content from our servers that, in our opinion, is inappropriate, undesirable, or violates the requirements set out in Section 8 of this Agreement, as well as any unused Content (i.e., deleted by the Advertiser or inactive for 30 calendar days).

5. Procedure for Providing Paid Services

5.1. If the Advertiser requests a refund, only the remaining balance on the Advertiser's Account, minus the commission established by the payment system, is refundable.

5.2. Refunds are made solely based on a written request from the Advertiser, providing justification for the refund and documents confirming the identity of the Advertiser. The amount is transferred to the same payment details used to top up the Advertiser's Account.

5.3. Refunds are not made in the following cases:

If the Advertiser's access to the Service has been blocked due to violations of this Agreement;
If the Advertiser's Account was topped up through an internal transfer of funds from the User’s Balance within the Service.

6. Intellectual Property Rights

6.1. BuxMoney is the owner of the Service's intellectual property rights.

6.2. The User is granted a simple (non-exclusive), limited, revocable, perpetual license to use the Service as defined in the Agreement. This license is intended to allow the User to use the Service for personal purposes, subject to the restrictions outlined in this Agreement.

6.3. The User may terminate this license at any time by sending us the appropriate notice. Once the account is deleted, the license to use the Service is considered terminated.

6.4. The territory of use of the Service is not limited (worldwide).

6.5. The Service, its components, and individual elements (including, but not limited to: software, databases, codes, underlying know-how, algorithms, trademarks, service marks, and domain names, as well as texts, graphic designs, logos, and images, both individually and as composite objects, unless otherwise stated) are the property of BuxMoney and are protected by law. Any use of BuxMoney's intellectual property without written consent is strictly prohibited.

6.6. The User agrees that they are not entitled (and do not have the right to allow others) to modify, create derivative works from, disassemble, decompile, or otherwise attempt to access the source code of the Service or any part of it. The User bears full responsibility for such actions, as provided by applicable international and national laws.

6.7. The Service used by the User may automatically download and install updates from time to time provided by BuxMoney. These updates are intended to improve or further develop the Service and may be provided in the form of individual bug fixes, enhanced features, new software modules, or entirely new versions. The User agrees to receive such updates (and authorizes us to provide such updates).

6.8. The Agreement does not provide for the transfer of intellectual property rights to the Service, except for the limited license granted herein. No provisions of the Agreement shall be considered an assignment of rights to the Service or a waiver of these rights under applicable law.

7. Personal Information

7.1. The User's personal information is processed by us in accordance with the Privacy Policy available at https://hedgik.com/policy.

8. Prohibited Actions

8.1. The User agrees that they are not entitled to engage in actions aimed at:

Gaining unauthorized access to any part of the Service or the accounts of other Users;
Causing harm to the Service's equipment, networks, or the equipment of other Users;
Exploiting vulnerabilities in the Service;
Deceiving others by impersonating someone else to post, send messages, or otherwise use the Service to cause harm to the Service or third parties or for personal gain.

8.2. BuxMoney reserves the right, at its sole discretion, to terminate the User's account at any time if the User violates the terms of the Agreement, or without any specific reason, with or without notice, temporarily or permanently. BuxMoney's decision is final and not subject to appeal. In case of account termination due to a violation of the terms of the Agreement, the User will not receive any compensation under the Agreement.

8.3. If the Advertiser violates the terms of this Agreement, BuxMoney reserves the right to suspend the Advertiser's access to the Account and withhold the funds credited to the Advertiser's Account and/or Advertisement Balance.

9. Content Requirements

The Advertiser agrees not to post Content that is prohibited or restricted by applicable law or common moral standards, including but not limited to:

Pornographic material, child pornography, child exploitation;
Incitement of religious, racial, ethnic, or interethnic hatred;
Violence, bullying, incitement to self-harm or harm to others;
Sale of drugs, weapons, explosives, or publication of recipes for their creation;
Promotion of terrorism, extremism, Nazism, or calls for violations of applicable law and illegal actions;
Offering goods or services whose sale is prohibited or restricted by applicable law (alcohol, gambling, etc.);
Hacks, viruses, crackers, databases of phone numbers, addresses, personal data, etc.;
Spam, flooding, doorway pages;
Insults to honor and dignity, defamation, etc.;
Copyright infringement;
Content containing obscene, offensive images, comparisons, or expressions related to gender, race, nationality, profession, social categories, age, religious symbols, or official state symbols.

9.1. The use of superlatives or claims about the advantages of the advertised product over other products on the market is allowed in informational materials only if such information is confirmed by appropriate research (conclusions, etc.) from third parties.

9.2. Advertising materials must not include low-quality images, including:

Images with distortions or artifacts due to file compression;
Low-resolution images, images with low graphical clarity, or pixelated images, except in cases where this is intended as part of the Advertisement's design.

10. Applicable Law

10.1. We comply with the current legislation of the Russian Federation but do not guarantee that the Service or any part of it is permissible for use in any other jurisdiction.

10.2. By accepting this Agreement, you confirm your consent to the regulation of legal relations related to your use of the Service under the current legislation of the Russian Federation, without regard to any conflict of law rules.

10.3. The User hereby assumes responsibility for complying with the laws of the Russian Federation, as well as any other applicable law when using the Service.

10.4. Upon an official request submitted in accordance with the procedure provided by law, we will cooperate with law enforcement agencies in any investigation of alleged illegal activity related to the use of the Service by the User or third parties.

11. Limitation of Liability and Indemnification

11.1. We will make every effort to ensure the Service's operability; however, the Service is provided to the User on an "as is" basis, and we do not guarantee its uninterrupted operation, absence of errors, defects, delays, or interruptions in its functioning, or its immunity to computer viruses, destruction, alteration, theft of information, hacking, or unauthorized access by third parties.

11.2. We are not responsible for the inoperability or improper functioning of the Service on the User's devices and the Service's incompatibility with the User's software. To minimize the occurrence of such situations, the User should use the latest versions of software and equipment commonly used for similar services.

11.3. We are not responsible for the inoperability of the Service due to failures in telecommunications and power networks, critical temperature fluctuations, malicious software actions, or dishonest actions of third parties aimed at unauthorized access and/or disabling the software and/or hardware necessary for the Service's operation.

11.4. We disclaim all warranties, express or implied, that the Service will meet the User's expectations regarding the use or results of using the Service.

11.5. Under no circumstances are we liable for any direct, indirect, punitive, tax-related, or other damages, lost profits, or any other losses associated with the User's use of the Service.

11.6. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW: UNDER NO CIRCUMSTANCES WILL WE BE LIABLE FOR ANY INDIRECT, ACTUAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES OF ANY KIND (INCLUDING, BUT NOT LIMITED TO, DAMAGES RELATING TO LOSS OF INCOME, REVENUE, OR PROFITS, LOSS OF DATA, OR BUSINESS INTERRUPTION) ARISING FROM THE USE OF THE SERVICE OR OTHERWISE RELATED TO THIS AGREEMENT, REGARDLESS OF THE NATURE OF THEIR OCCURRENCE, WHETHER BASED ON CONTRACT, TORT (INCLUDING BUT NOT LIMITED TO NEGLIGENCE, WHETHER PASSIVE, ACTIVE, OR IMPUTED), OR ANY OTHER LEGAL BASIS (EVEN IF THE USER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND WHETHER SUCH DAMAGES WERE FORESEEABLE OR NOT).

11.7. These limitations do not diminish or exclude our liability in cases of gross negligence, fraud, or willful, intentional, or criminal actions.

11.8. The laws of certain jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages, so some of the above limitations may not apply to the User.

11.9. In case of account blocks on platforms designated by the Service, we are not responsible. The User uses the Service at their own risk.

11.10. Since the Service operates automatically and in real time, the volume of computational power and actions performed on behalf of the User cannot be determined in advance.

11.11. The User agrees to indemnify us for any losses and expenses incurred as a result of the User's violation of this Agreement, any applicable law, or harm caused to third parties.

12. Dispute Resolution

12.1. Any questions, comments, and other correspondence should be sent by the User to the email address [email protected].

12.2. User technical support is provided in Russian from 10:00 to 19:00 (Moscow time) on weekdays.

12.3. We reserve the right not to respond to requests, questions, proposals, or other information sent anonymously or in any other way different from what is specified above.

12.4. Requests, questions, and proposals will be considered by us within a reasonably necessary time for their review in accordance with applicable law.

12.5. The User agrees that all disputes and claims related to the use of the Service are governed by the provisions of this Agreement, and in case of failure to resolve them, they will be handled in accordance with the current legislation of the Russian Federation and reviewed in the court at our location.

12.6. The User agrees that the filing of joint and/or collective lawsuits and claims against us is not an appropriate and permissible way to protect User rights, where allowed by applicable law; accordingly, the User undertakes not to participate in joint and/or collective lawsuits and claims against the Administration.

13. Duration of the Agreement

13.1. We reserve the right, at our sole discretion, to terminate the User's access to the Service at any time, with or without cause, with or without notice, temporarily or permanently.

13.2. The User may terminate the use of the Service at any time by sending us an email. Upon deletion of the User's account, this Agreement will terminate.

13.3. Termination of the account may result in the destruction of all information associated with the User's account. We may continue to store data from the User's account in accordance with applicable law.

13.4. We reserve the right to make changes to the Agreement at any time at our discretion. We are not obligated to provide notice of such changes. Any changes to this Agreement take effect immediately upon their posting on this page and apply to all cases of Service usage.

14. Final Provisions

14.1. Nothing in this Agreement shall be construed as legal advice.

14.2. The User uses the Service solely at their own informed risk.

14.3. If the User has any questions about their legal rights and obligations, or does not understand the terms of the Agreement or applicable law, the User should consult a qualified specialist before accepting this Agreement.

14.4. The User confirms that they have carefully reviewed the terms of this Agreement, applicable laws, and understand the risks and costs associated with using the Service.

15. Legal Information

Limited Liability Company "GEOIK" (LLC "GEOIK")
OGRN: 1176952006461
INN/KPP: 6950205590/695001001
Legal address: Russian Federation, 170100, Tver, Simeonovskaya St. 41, premises XXI, office 31.
Actual address: Russian Federation, 170100, Tver, Simeonovskaya St. 41, premises XXI, office 31.
Bank account: 40702810407100002557
PAO AKB "AVANGARD"
Corr. account: 30101810000000000201
BIC: 044525201
E-mail: [email protected]